The Reflex Mastercard® by Continental Finance Company, is designed for individuals looking to build or improve their credit. It features an initial credit limit up to $1,000, which can double to $2,000 with timely payments. The card includes Mastercard Zero Liability Protection for secure transactions and reports to the three major credit bureaus to aid in credit building. Additionally, cardholders can access a free monthly credit score when enrolled in e-statements, helping them monitor their credit progress. This card caters especially to those with less than perfect credit.
StellarFi is a dynamic financial platform designed to empower users with practical and innovative financial solutions. It combines expertise in finance with cutting-edge technology to offer services that enhance your financial well-being. Ideal for those seeking reliable and efficient financial management tools.
Credit Builder Card, offers a streamlined and secure way to build credit. This user- friendly platform features an easy application process without a credit score check, reports to all three major credit bureaus, and requires a low $200 deposit for a secured credit card. With its commitment to transparency, no hidden fees, and bank-level security.
Kikoff is a credit-building service offering products designed to improve credit scores safely and responsibly. It provides a Credit Account, a revolving line of credit focusing on payment history, credit utilization, and age of accounts, which reports to Equifax and Experian. Kikoff also offers a Credit Builder Loan, a savings product reporting to Transunion and Equifax, and the Credit+ Cash Card, a secured credit card that operates like a debit card. Users can track their credit journey with monitoring reports, and Kikoff promises no additional fees, such as interest or late fees, on its products. On average, customers with credit scores under 600 have seen a 58-point increase by using Kikoff’s services consistently.
The Surge Mastercard, presented on SurgeCardInfo.com, is a financial product tailored for individuals with less-than-perfect credit, aiming to provide them with the opportunity to build or improve their credit score. It offers an initial credit limit of up to $1,000, which can double to $2,000 with timely payments. Key features include Mastercard Zero Liability Protection, ensuring security against unauthorized charges, and monthly reporting to all three major credit bureaus – TransUnion, Experian, and Equifax. Additionally, cardholders benefit from free monthly credit score updates when enrolled in e-statements. This card, managed by Continental Finance Company, is a practical tool for those seeking to responsibly manage and enhance their credit history.
The Chime Credit Builder Secured Visa® Credit Card is designed to help build credit without annual fees, interest, or credit checks. It operates as a secured credit card, with the spending limit set by the amount transferred from a Chime Checking Account to the Credit Builder account. This card reports to all three major credit bureaus—TransUnion®, Experian®, and Equifax®—and is intended to assist in building credit through on-time payments and everyday purchases. Notably, Credit Builder does not have a pre-set credit limit, and Chime does not report credit utilization, meaning spending up to the transferred amount will not adversely affect credit utilization scores. To apply, users need a Chime Checking Account with qualifying direct deposits.